Whether you’re buying your first home, moving, remortgaging or reviewing an existing deal, we’ll look at the mortgage in the context of the wider decision — not just the headline rate.
We’ll look at affordability, fees, incentives, early repayment charges, porting, additional borrowing and your longer-term plans alongside the rate itself.
If you’re also selling through Peterson & McCoy, the mortgage and estate-agency sides can work around the same move so your onward budget and likely moving costs are considered together.
Buying: understand your budget before you offer.
Moving: compare porting with switching lender.
Remortgaging: weigh your current lender’s offer against the wider market.
Protection: consider the cover that sits around the mortgage and your household finances.
Work out a sensible buying budget, arrange an agreement in principle and understand the process before you start making offers.
Compare porting your existing deal against moving lender, including any top-up borrowing, product fees and early repayment charges.
Review your current lender’s offer against the wider market and consider fees, incentives and future flexibility rather than comparing rates in isolation.
Advice is also available on buy-to-let mortgages and on personal, family and business protection where relevant to your needs.
If you’re selling through Peterson & McCoy, we can look at the mortgage alongside your expected sale proceeds, moving costs and onward purchase.
That makes it easier to compare options in the context of the whole move, rather than dealing with the sale and mortgage as two separate conversations.
Your home may be repossessed if you do not keep up repayments on your mortgage.
As a registered individual of Cornerstone Finance Group Ltd, Adam Slinger offers advice and guidance on all aspects of residential and buy-to-let mortgages, personal and family protection, and business protection.
Cornerstone Finance Group Ltd is authorised and regulated by the Financial Conduct Authority No.767202. Cornerstone Finance Group is registered in England and Wales No. 08458702.
Arrange a conversation about your buying budget, current deal, remortgage or onward purchase.
